How Can a Lawyer Help With My Illinois Insurance Dispute?

 Posted on May 31,2024 in Personal Injury

Handling the process of filing a claim and negotiating with an insurance company after an accident or traumatic injury is often overwhelming, especially when your insurance company appears to be acting in bad faith or is not honoring your claim. This is often done by your insurance company to protect their own interests.

An Illinois insurance dispute lawyer can help you with your claim by providing guidance for the complex insurance claim process and advocating for your rights at every step.

Common Types of Insurance Claim Denials

There are many different reasons why your insurance claim may be denied, or why your insurance company might offer you a much lower value for your loss or injury than what you deserve. In many cases, an insurance company will deny a claim because:

• The loss you suffered is not included in your specific policy

• The damage you are seeking compensation for falls below the deductible for your policy

• Your insurance company’s adjuster determines that you have not suffered a loss, or that the loss you are dealing with is not included in your policy

These denials can be present in a variety of different claims, including uninsurance or underinsured motorist claims, vehicle or property damage claims, and business owner property loss or damage.

Additionally, insurance claim disputes may occur when your insurance company is acting in bad faith. This means that they may unfairly deny claims, refuse to provide coverage for a claim, or refuse to pay a claim fairly.

Under the Illinois Insurance Code, you may be able to pursue a lawsuit against your insurance company to recover damages and the fair amount of your claim if your company is acting in bad faith.

How a Lawyer Helps Fight for Your Rights

Obtaining a lawyer before you even submit your insurance claim to your insurance company is a vital step if you want to make sure your insurance company upholds their end of your policy. A lawyer will help you fight for your rights by ensuring the information you submit is clear and accurate, and refrains from admitting fault.

Your attorney can also help with negotiations, advocate for your rights, and fight for the compensation you are entitled to after you file an insurance claim. In the case that your insurance company is acting in bad faith or you need to dispute a claim, your lawyer can further investigate your claim and take your case to court as needed.

Contact a Chicago, IL Insurance Dispute Attorney

Insurance disputes are stressful for many people, and obtaining an experienced Cook County, IL insurance dispute lawyer is vital for a successful claim and fair compensation. If your insurance claim has been denied, or you believe your insurance company is acting in bad faith, Attorney Charles Adler is highly skilled in defending his clients’ rights against large insurance companies. Contact Adler Law Offices, LTD at 312-236-2700 for a free consultation.